Business Insurance for Tempe & East Valley Businesses
Tempe's business scene — from Mill Avenue restaurants and ASU-area shops to tech startups and trades — needs insurance that fits. We write General Liability, Business Owners Policies, and commercial property for East Valley small businesses.
Business Insurance in Tempe & the East Valley
Tempe's business community — from Mill Avenue restaurants and Old Town Scottsdale boutiques to ASU-area tech startups and East Valley contractors — needs insurance that's priced for small business reality and built for Arizona commercial risk. We write Business Owners Policies, standalone GL, commercial property, and workers' comp for East Valley employers.
What's Covered
Why Choose Devil Insurance for Business Insurance
- General liability (GL) — client injuries, property damage
- Business Owners Policy (BOP) — GL + property bundled
- Workers' compensation for Arizona employers
- Commercial auto for business vehicles
- Professional liability / E&O for service businesses
Who This Coverage Is For
Frequently Asked Questions
What is a Business Owners Policy (BOP)?
A BOP bundles general liability and commercial property insurance into one affordable policy — ideal for small businesses in Tempe with revenue under $5M and a physical location.
Do I need general liability insurance in Tempe?
Most commercial leases require it, and many clients demand it. GL protects you if a customer is injured at your business or your work damages their property.
Does my business insurance cover ASU-area events?
Event liability coverage can be added to cover specific events or temporary vendor situations near ASU or Mill Avenue.
Do I need workers' comp in Arizona?
Yes — Arizona requires workers' compensation if you have any employees (even part-time). Sole proprietors with no employees may waive it.
What does commercial property insurance cover?
Your building (if you own it), your business personal property (equipment, inventory, furniture), and business income if a covered loss forces you to close temporarily.
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