Landlord Insurance for East Valley Rental Properties
East Valley landlords — from single-family rentals in Tempe to apartment complexes in Chandler — need coverage built for investors. We cover the dwelling, your liability, lost rental income, and more with landlord-specific policies.
Landlord Insurance in Tempe & the East Valley
East Valley real estate is booming — which means more investor landlords need coverage built for rental properties. Standard homeowners insurance doesn't cover non-owner-occupied rentals. Landlord (dwelling fire) insurance fills that gap with protection for your investment property, your rental income stream, and your liability as a property owner.
What's Covered
Why Choose Devil Insurance for Landlord Insurance
- Dwelling coverage — repair or rebuild your rental
- Loss of rental income when property is uninhabitable
- Liability protection as a landlord
- Optional tenant damage / malicious damage rider
- Umbrella policies for multi-property investors
Who This Coverage Is For
Frequently Asked Questions
What is landlord insurance and how is it different from homeowners?
Landlord (or dwelling fire) insurance is designed for non-owner-occupied properties. It covers the dwelling structure, your liability as a landlord, and lost rental income — your tenants' belongings are not covered.
Does landlord insurance cover tenant damage?
Intentional tenant damage is often excluded from standard policies. We can add malicious damage endorsements or recommend requiring tenant renter's insurance for added protection.
How much loss of rental income coverage do I need?
We recommend at least 6–12 months of gross rental income. If a covered loss forces your tenant out, this pays your mortgage while repairs happen.
Can I insure multiple rental properties?
Yes — we build commercial umbrella policies and blanket landlord policies for investors with multiple East Valley properties.
Do Airbnb or VRBO rentals need special coverage?
Short-term rentals are typically excluded from standard landlord policies. We can place specialized short-term rental policies for East Valley vacation properties.
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